DEBT CONSOLIDATION LOANS
UK

 

 

Reason For Loans Include:

Bad Credit Mortgages

UK Mortgages

Wedding Loans

Home
Improvements

Loans
Home Loans

UK Home Loans

UK Mortgages

Cheap Loans

Car Loans


Flexible Loans

Homeowner Loans

Home Owner Loans


Cheap Loans

Car Loans


Loan Consolidation


Any Purpose Loans


Bad Credit Loans


Personal Loans

For inquiries about any loan you can call the loan dept
between 9am-5pm (GMT)
Phone:
0845 009 6988
 

 
 
 

 

Home Improvement Contracts

Contracts
All agreements and oral promises regarding a home improvement projects should be put in writing to protect both the customer and the contractor. If you intend to do some of the work yourself or hire another contractor to do it, such terms should be written into the contract as well. The written contract should also include:
 A thorough description of the work to be done-specifying all materials to be used in terms of quality, quantity, weight, colour, size, brand name, etc.;
 Agreed upon starting and completion dates;
 Total cost, with a breakdown of labour and material charges;
 A payment schedule;
 Any warranties and guarantees of workmanship;
 The method for debris and material removal once the job is finished; and
 A clause which states your right to cancel the contract within three business days after signing and before work begins. If you cancel, it is recommended that a notice of cancellation be sent to the contractor by certified mail, with a return receipt request
 A clause should state that the contract is null and void or will be renegotiated if the job uncovers unexpected or hidden problems or damage after work has begun.
In addition, make sure the written contract includes:
 The contractor’s full name
 Address
 Telephone number
 Professional license number
Never sign a partial or blank contract. Read every contract clause carefully and ask any questions you may have before signing. Retain a copy of the contract once it is signed, and file it in your records.
You should make every attempt to pay a minimal or no down payment for supplies or services; especially if you have not done business with a contractor in the past. You should not make any payments for incomplete work. Schedule payments at weekly or monthly intervals or after completion of each phase of the project. All of these terms should be spelled out in the contract and clearly understood by both you and the contractor.
Lien Protection: For a large remodelling job that involves several subcontractors and a substantial financial commitment, you should protect yourself from liens against your home if the primary contractor does not pay his or her subcontractors or suppliers.
Warranty Clause: Any warranty offered on products by the contractor should be in writing and scrutinized carefully. Make certain you understand all the terms and conditions, including the length of the warranty. The warranty must state whether it is a FULL warranty that gives the consumer certain automatic rights or a LIMITED warranty that restricts certain consumer rights.

Some More Home Improvement Tips.

 

To get a no obligation or credit check quote click the link below. We Use A Variety Of Lenders Which Allows Us To Find You The Best Low Cost Loan.





 




 

 

 
Fast Loan Quote
(uk homeowners)
 
For A Fast Debt Consolidation Loans Application Please Click The Above Link.

Loans uk

Loans uk, to understand a little more about the u.k loan application process click the link below.
uk online loans

 
 

All loans are subject to status. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Typical Example: £7,000 over 60 months is £156.66 per month. Total cost £9,399.13. APR 12.9% (variable). Loans subject to status. Loans secured on property. Written quotations upon request.

Debt Consolidation Loan deals only with lenders/brokers who are members of FISA, the Finance Industry Standards Association.