Reason For Loans Include:

Bad Credit Mortgages

UK Mortgages

Wedding Loans

Improvements Loans

Home Loans

UK Home Loans

UK Mortgages

Cheap Loans

Car Loans

Flexible Loans

Homeowner Loans

Home Owner Loans

Bad Credit Loans

Personal Loans

For inquiries about any loan you can call the loan dept
between 9am-5pm (GMT)
0845 009 6988



Home Improvement Contractors

Using a Contractor?
Steps to consider!

Plan your project from beginning to end.
For example, if your project involves a room addition, determine exactly what your needs are, how the room is to be used, and what you want the completed job to look like. It is a good idea to coordinate your colour schemes and draw a simple floor plan using miniature tables and chairs to lay out the room arrangement.
Be specific in explaining exactly what you want to any contractors.
Don’t assume the contractor knows what you want. Their idea may be totally different than yours. Keep an eye on progress, ask questions.
Be sure to approve any plans that are involved before the work begins.
You do not have to pay additional for costs you did not approve. Make sure your contractor discusses with you any changes in the original plan or budget.

Compare costs before making a financial commitment.
You should solicit at least two or three bids from prospective contractors-bids based upon the same building specifications, materials, labour, and time needed to complete the project.
Discuss bids in detail with each contractor.
Discuss bids in detail with each contractor, making certain you understand the reasons for any variations in the prices. Do not automatically choose the lowest price. One contractor’s bid might be higher because the materials to be used are of a better quality or because the work will be especially thorough and, therefore, require more time and labour.
Ask the contractor for local references.
Find out if these customers were satisfied with the contractor’s work. If possible, visit and inspect their completed projects.

Find out if a contractor is insured.
Ask the contractor if the company is insured against claims covering property damage, and personal liability in case of accidents. Then call to verify the contractor’s insurance coverage after obtaining the name of the carrier and agency.
Check to be sure that a contractor meets all area licensing requirements.
Check with your local housing authority to see if the contractor must meet certain licensing and/or bonding requirements in your area. If so, make sure your contractor is properly licensed and bonded. Never pay a contractor for the entire job in advance and avoid paying in cash whenever possible

Some More Home Improvement Tips.


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