Reason For Loans Include:

Home Loans

UK Mortgages

Cheap Loans

Car Loans

UK Loans

Low Rate Loans

Improvements Loans

Loan Consolidation

Holiday Loans

Bridging Loans

Business Loans

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Debt Problems
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Secured Loans
Mortgage Loans

For inquiries about any loan you can call the loan dept
between 9am-5pm (GMT)
Phone:0845 009 6988




Debt Consolidation Loan Process

A Debt Consolidation Loan which are secured to your property are regulated when under £25,500 and are subject to the laws of the consumer credit act in the U.K. (Tenant loans are slightly different) When you apply for a loan through our site, we will guide you through the procedures with regards to your loan. The general process is outlined below.

1)We call you by phone at a convenient time and help you decide if the loan is the right way to go for you. Once this is confirmed, Advance Docs are issued to you which include an Application Form, DDM, a Copy of the Credit Agreement and sundry other docs dependent on case.

 2)8 days later, taking into account the mandatory cooling period, signable documents are issued – these include the Legal Charge ( enabling us to place our charge on the property ) and the master Credit Agreement which the customer has to sign.

 3) Once we have received a signed application we are able to order a Mortgage Reference ( which is required in almost all cases ) from the mortgage lender, order Legal Searched on the property etc. Once the cooling off period is over, we can arrange for a Valuation of the property ( required in most cases )

 4) Other docs we require from the customer usually include Buildings Insurance, Payslips/Accounts/Self Dec Form, Proof Of Residence if not on voters role, Mortgage Statement

 5) Once all docs are received and provided the case still fits the criteria, the deal will be submitted to the lender who, if they like everything, will issue the cheque in 1-2 days. The cheque will go direct to the customer, made payable to the customer.


To get a no obligation or credit check quote click the appropriate link below. We Use A Variety Of Lenders Which Allows Us To Find You The Best Low Cost Loan.




Debt Consolidation Loan (uk homeowners)
Reduce your monthly bills by up to 66%. With one single lower monthly payment consolidation loan.
Secured Loans
Low cost loans for uk homeowners. The best rates and cheapest way to consolidate your existing debts.
Unsecured Loans
For Uk homeowners only. Offering some of the lowest rates available for homeowners.
Tenant Loans
For all non homeowners in the uk. Debt consolidation or personal loans available.
Poor History Credit Loans
poor credit? No problem. Fill in our application for a loan.
  Loans USA Applications
Us Residents Click the above link for a quick loan quote.


All loans are subject to status. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Typical Example: £7,000 over 60 months is £156.66 per month. Total cost £9,399.13. APR 12.9% (variable). Loans subject to status. Loans secured on property. Written quotations upon request.

Debt Consolidation Loan deals only with lenders/brokers who are members of FISA, the Finance Industry Standards Association.