Century Building Society Loans Mortgage
Society Personal Loans
offers Personal Loans and Mortgages where you
could apply to borrow.
Century Building Society Loans
can be used for a wide range of purposes, including home
improvements, new kitchen, or loan consolidation. Century
Building Society Personal Loans
are a fast and easy way to pay for new high end purchases or
consolidate your existing outstanding loan debts.
Rates Between 3.5% and 8% depending on the merits of the
application, nature of the loan and valuation of the property.
Professionally valued Chartered Surveyors approved by the
Income Multipliers The Society will generally advance up to
2.5 times the main income plus a quarter of the second income.
Mortgage Types Mortgages may be approved on the following
Capital and interest mortgage
Mortgage Guarantee/Contingency Fee This is a one-off charge,
deducted from the mortgage advance, and is credited to a
reserve account to provide for any possible mortgage losses.
The charge therefore reflects the risk and is in proportion to
the ratio of the total advance to the valuation as undernoted:
Up to 70% of valuation – nil
70% to 80% of valuation – 0.25% plus £50.00
80% to 90% of valuation – 0.90%
90% to 100% of valuation – 1%
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Building Society Loans
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