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Financial Glossary UK
Let Our Guide Help You Understand The Jargon In Finance Terms

 

Loans UK

Loans UK, to understand a little more about the U.K loan application process click the link below.
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For inquiries about any loan you can call the loan dept
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Term or Phrase:

Underwriting Bar –

The amount to which the benefits pertaining to a member of a group insurance scheme may increase without the need for further underwriting.

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Financial Glossary Guide UK

 Use our Financial Glossary to understand the mortgage and loan terms used by your lender. At Debt Consolidations Loans UK we want you to understand the process better so you can feel more comfortable with our loan products. The complete Finance and Banking Glossary for Mortgage Property Terms and Loan Definitions.

ABI · Acceptance Letter · Access To Medical Records Act 1988 · Accidental Death and Dismemberment · Accidental Death Benefit · Act of God · Actively at Work · Activities of Daily Living · Actuary · ADD · Additional Borrowing · Additional Voluntary Contributions · Adjustable Rate Mortgage (ARM) · Adjuster · Adjustment Interval · ADLs · Advance Underwriting · Advice · AER · AFPC · Age Allowance · Agent · All Risks · Allocation Rate · Alpha · Alternative Dispute Resolution · Amortisation · Amortised Loan · Amount · AMRA · Analyst · Annual Management Fee · Annual Percentage Rate (APR) · Annual Report · Annual Volatility · Annuitant · Annuity · Annuity Certain · Appraisal · Approved Scheme · APR · Arbitrage · Arbitration · Assets · Assignment · Association of British Insurers · AUTIF · Average · Average Annual Return · Aviation Hazard · Balloon Mortgage · Bancassurer · Bank · Bank Giro Credit (BGC) · Bankers’ Draft · Base Rate · Basic State Pension · Bed Breakfasting · Beneficiary · Benefit 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Draft · Foundation · Free Cover Level · Free Standing Additional Voluntary Contributions · Freehold · Friendly Society · FSA · FSAVC · FT-SE · Fund · Fund Manager · Fundamentals · Futures · Gilts · GIV · GMP · GPP · Grace Period · Granny Bond · Grant · Grantee · Grantor · Gross · Gross Premium · Group Contract · Group Critical Illness Scheme · Group Health Insurance · Group Income Protection · Group Life Insurance · Group Permanent Health Insurance · Group Personal Pension · Guarantee Period · Guaranteed Growth Bonds · Guaranteed Income Bond · Guaranteed Minimum Pension · Health Insurance · Hedging · Higher Rate Tax · Hire Purchase (HP) · Home Income Plan · Home Service Insurance · IFA · IHT · Illustration · Immediate Annuity · IMRO · In Force Business · Income · Income Draw-Down · Income Policy · Income Protection Insurance · Income Tax · Indemnity · Independent Financial Adviser · Independent Foundation · Index · Index Linked · Index Tracking · Indexation · Individual Savings Account · Industrial Insurance · Inflation · Inheritance Tax · In-Kind Contribution · Inland Revenue · Inland Revenue Limits · Instant Access · Insurable Interest · Insurance · Insurance Premium Tax · Insured · Insurer · Interest · Interest Only Method · Interest Rate · Intermediary · Internal Revenue Code · Internal Revenue Service · Intestate · Investment Income · Investment Management Regulatory Organisation (IMRO) · Investment Trust · IOB · Irrevocable Trust · ISA · Joint Funding · Joint Life Annuity · Key Person Insurance · Knock for Knock · Land Registration · LAPR · Lapse · Lapsed Policy · Late Entrant · Lease · Leaseback (Renting Back) · Leasehold · Leasehold Land · Leasing · Legal Charge · Level Premium · Level Term Insurance · Life Annuity · Life Assurance Premium Relief · Life Insurance · Limited Price Indexation · Line of Credit · Lloyd s · Loading · Loan · Loan Origination Fee · Loan-to-Value Ratio · Long Term Care Insurance · Long Term Disability Insurance · Loss Adjuster · Loss Assessor · Low Cost Endowment · Lower Earnings Limit · LTV · Lump Sum · Managed Fund · Market Capitalisation · Matching Gifts Programme · Matching Grant · Maturity Date · Maturity Value · MER · MIB · Micropal Star Ratings · MIRAS · Monetary Policy · Money Purchase Scheme · Morbidity · Morbidity Table · Mortality Table · Mortgage · Mortgage Deed · Mortgage Indemnity Premium (MIP) · Motor Insurers’ Bureau · Mutual · National Insurance · National Insurance Contributions · National Savings · Net · Net Income · Net Relevant Earnings · Net Worth · New-For-Old · No Extended Tie In · Non-Cancellable · Non-Contributory · Non-ProfitNonprofit · Normal Retirement Age · Normal Retirement Date · Occupational Disease · Occupational Pension Scheme · Occupational Split · OEIC · Offer Price · Offshore Funds · Ombudsman · Open-Ended Investment Company · Operating Support · Opinion Status Enquiry · Opting Out · Options · Overdraft · P/E · Paid Up Insurance · Paid Up Scheme · Partial Disability · PAYE · Payment Holiday · Payout Requirement · Pension · Pension Scheme · Pension Schemes Office · Pensionable Earnings · Pensionable Service · PEP · Per Capita · Per Mille · Permanent Health Insurance · Permanent Total Disability · Persistency · Personal Equity Plan · Personal Investment Authority · Personal Lines · Personal Loan · Personal Pension Plan · Philanthropic Advisor · PIA · PITI · PLC · PMAR · PMI · Points · Polarisation · Policy · Policy Reserves · Policy Term · Policyholder · Pooled Investment Fund · Portability · Pound Cost Averaging · Pre-Existing Condition · Premium · Pre-Tax Net Income · Principal · Private Foundation · Private Medical Attendant’s Report · Private Medical Insurance · Private Mortgage Insurance · Private Operating Foundation · Pro Rata Premium · Probate · Processed Date · Professional Indemnity Insurance · Promissory Note · PSO · Public Charity · Public Company · Public Foundation · Purchased Life Annuity · Qualifying Policy · Qualifying Service · Quartile · Quotation · Rate · Rate Review · Rated · Received Date · Redemption · Redemption Amounts · Redemption Penalties · Redemption Yield · Redundancy Protection Insurance · Reinsurance · Remortgage · Renewable Term Insurance · Renewal · Repayment (Capital & Interest) Method · Repayment Mortgage · Repayment Plan · Repossession · Rescission · Reserve · Restricted Funds · Retention · Retrocession · Reversionary Bonus · Rider · Rights Issue · Running Yield · Salary Definition · Sealing Fee · Second Mortgage · Secured Loan · Securities · Securities & Futures Association (SFA) · Securities and Investments Board · Seed Money · Segmentation · Self Administered Scheme · Self Insured Scheme · Self Regulating Organisation · Self-Select PEP · SERPS · Service Fees or Service Charges · Shares · SIB · Sickness and Accident · Simplified Administration · Single Company PEP · Single Premium Costed · Single Premium Policy · Small Caps · SOFA · Special Presentations · SRO · SSAS · Stakeholder Pension · Stamp Duty · Standard Variable Rate · Standing Order · State Earnings Related Pension Scheme · State Pension · Stock Exchange · Stop-Loss Insurance · Substandard Risk · Successor Election · Surrender · Surrender Value · Switch Card · Switching · Tax Credit · Tax Exempt Organisation · Temporary Absence · Term · Term Insurance · Terminal Bonus · TESSA · Testate · The Fed · Third Party · Title · Title Deed · Title Insurance · Total Borrowing · Total Debt Service Ratio · Total Disability · Total Return · Transfer Value · Trust · Trust Deed · Trustee · Unapproved Scheme · Underwriter · Underwriting · Underwriting Bar · Underwriting Decision · Unearned Premium · Unit Linked Endowment · Unit Rated · Unit Trust · Unrestricted Funds · Upper Earnings Limit · Utmost Good Faith · Valuation · Value Added Tax (VAT) · Variable Interest Rate Loan · Variable Rate · VISA Card · Volatility · Voluntary Scheme · Waiver · Waiver Of Premium · Warrant · Whole of Life Insurance · Will · With Profits · With Profits Endowment · Without Profits · Written Premiums · XD


Year 1, you earn 10% on £100 = £110
Year 3, you earn 10% on £121 = £133.10
Yield
 

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All loans are subject to status. Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it. Typical Example: £7,000 over 60 months is £156.66 per month. Total cost £9,399.13. APR 12.9% (variable). Loans subject to status. Loans secured on property. Written quotations upon request.

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Debt Consolidation Loan deals only with lenders/brokers who are members of FISA, the Finance Industry Standards Association.

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